Supplied with app: level
of delinquency/derogatory on CRA accounts
Supplied with app: time
since delq/derog on CRA accts too recent/unknown
Supplied with app: number
of inquiries on CRA file
From app: loan amount to
market value ratio too high
Report Items
A third-party risk score was used
within the calculation of the FICO Expansion score. The top reasons
indicating the factors that influenced that score are the following:
1) Unable to verify applicant name and telephone number. 2)
Important application data missing. 3) Unable to verify applicant
name. (N)